Offering a wide variety of savings options has always been an important credit union function. At Upward Credit Union you can choose the type of account that is tailored to your individual needs.
Regular Savings
This basic Savings Account, often called your membership savings, is essential for maintaining membership with Upward Credit Union. A minimum balance of $25 is required to keep the account active, ensuring your membership and access to our full range of products and services.
Features
No monthly service fees
$25 initial deposit
$25 minimum balance
Money Market Savings
This account is a higher-yield savings option that requires a minimum balance of $2,500. Additional deposits to the account must be at least $100, while withdrawals require a minimum amount of $250.
Features
No monthly service fees
$2,500 initial deposit
$2,500 minimum balance
Kasasa Saver Savings
The Kasasa Saver Savings Account links to your Kasasa Cash or Kasasa Cash Back Checking Account. With Kasasa Saver, you’ll take your earnings to new levels with higher dividends and automatic Kasasa® reward transfers.
This account is only available in conjunction with a Kasasa Checking Account
Features
No monthly service fees
No minimum balance to earn rewards
$100 initial deposit
Qualify for Kasasa Saver Rewards
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place, and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back Account during each Monthly Qualification Cycle:
Be enrolled in and log into Online Banking
Be enrolled in and agree to receive e-Statements
Have at least 12 debit card purchases of $5 or more post and settle to your Kasasa Rewards Checking Account.
Holiday & Goal Savings
A Holiday Savings Account helps you set aside money for holiday expenses, while a Goal Savings Account is designed for saving towards a specific purchase or event. Both accounts offer a structured way to save for particular financial goals.
Features
Goal Accounts can be started and accessed at any time
Holiday Account enrollment is from November 1 through June 15
Holiday Account funds are transferred into your regular savings the first week in November
Term Certificates
A Term Certificate, also known as a certificate of deposit (CD), is a type of savings account that offers a higher fixed interest rate for a predetermined period of time. The funds are insured by the National Credit Union Administration (NCUA) for up to $250,000.
Features
High, fixed rates.
Dividends compounded and credited monthly
Flexible terms from 6 to 36 months